See the Apple Card Customer Agreement for more information. To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with iOS 12.4 or later or iPadOS. To manage Apple Card Monthly Installments, you need an iPhone with iOS 13.2 or later or an iPad with iPadOS 13.2 or later. Flashcard Hero is a flash cards app to make flashcards on your Mac. Study on Mac & iPhone/iPad via iCloud. The app keeps track of the study progress for each card and supports Spaced Repetition.

1. Apple Cards App
2. Apple Card For Mac

Apply on your iPhone

Apple Card is a new kind of credit card created by Apple. Integrated into the Wallet app and designed for iPhone and a healthier financial life, Apple Card sets a new level of privacy and security.

When you buy an Apple Product with Monthly Installments, you can also apply for Apple Card online. If you want to access all Apple Card features, you need to add Apple Card to your eligible iPhone or iPad.

What you should know about Apple Card

• It takes just minutes to apply.
• If you apply and don't accept the offer or your application is declined, your credit score is not affected.
  
• There are no fees, including annual, late, over-the-limit, or other hidden fees.*
• You can see your initial credit limit and Annual Percentage Rate (APR) before you accept your offer.
• Easily track and manage your spending with Apple Card in Wallet.
• Get a percentage of your Apple Card purchases back as Daily Cash.

*Variable APRs range from 10.99 percent to 21.99 percent based on creditworthiness. Rates as of April 1, 2020.

How to apply for Apple Card in the Wallet app

Follow the steps below or watch the video to see how to apply for Apple Card >

1. See if you're eligible

To get Apple Card, you must meet these requirements:

• Be 18 years or older, depending on where you live.
• Be a U.S. citizen or a lawful U.S. resident with a valid, physical U.S. address that is not a P.O. Box. You can also use a military address.
• Own a compatible iPhone with the latest iOS version.¹
• Use two-factor authentication with your Apple ID.
• Sign in to iCloud with your Apple ID.
• If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
• You might need to verify your identity with a Driver license or State-issued photo ID.

2. Start your application

First, make sure you're signed in to iCloud with your Apple ID. Then, open the Wallet app on your iPhone and tap the add button . Select Apple Card and tap Continue.

You need a compatible iPhone with the latest iOS version.

3. Fill out your information

Follow the steps on the next few screens to provide this information:

• Your first and last name, date of birth, and phone number
• Your home address
• The last four digits of your Social Security number and country of citizenship
• Your annual income, which can include self-employment income, retirement income, investment dividends, and more

If you're asked for more information, learn what to do.

4. Agree to the Terms & Conditions

Tap Agree to accept the Apple Card Terms & Conditions and submit your application to Goldman Sachs for evaluation.

5. Accept your offer

When your application is approved, you are shown an initial credit limit and APR offer. To accept the offer, tap Accept Apple Card. You have up to 30 days to accept your offer and your credit score is not affected until after you accept.

If you accept, Apple Card is added to Wallet on your iPhone.

To decline your offer, just tap Decline Offer.

After you accept your offer, you can start using Apple Card to make purchases with Apple Pay. When you make purchases with Apple Card, you can start to get a percentage of each purchase back as Daily Cash. You can set Apple Card as your default payment card for Apple Pay, App Store, Apple Music and other Apple services, and also request your physical titanium Apple Card after accepting your offer.

If you're asked for more information

In some cases, Goldman Sachs² needs additional information to evaluate your application. You could be asked to provide your full Social Security number. To protect your identity, you might also be asked to capture your driver's license or State-issued photo ID:

• Scan the front of your Photo ID and tap Continue.
• Scan the back of your Photo ID and tap Continue.

To rescan your Photo ID, tap Scan Again.³

Goldman Sachs might ask you to provide additional information on financial assets. In some cases, Goldman Sachs might request additional information about your relationship with Apple to further evaluate your application.

You can choose not to provide additional information at any point. If you choose not to share additional information, Goldman Sachs is unable to approve your application.

If you're approved with insufficient credit

If you apply for Apple Card when you buy a new iPhone, iPad, Mac, or other eligible Apple product and choose Apple Card Monthly Installments, see what you can do if your application is approved with insufficient credit.

If your application is declined

See some of the conditions that might cause your application to be declined or learn what you can do if your application was declined because your identification information couldn't be confirmed.

If your application is declined, you might be invited to enroll in the Path to Apple Card program.

If you need help applying for Apple Card, contact Apple Support.

Add Apple Card on your other devices

Learn how to add Apple Card to your Apple Watch, iPad, or Mac.

Learn more

• See how to get Daily Cash on purchases you make with Apple Card.
• Request a titanium Apple Card and pay anywhere in the world Mastercard is accepted.
• Learn how to manage your Apple Card bill payments.
• Learn how to change the payment methods you use with Apple ID.

Apple Cards App

1. Software is subject to change.
2. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
3. If your photo ID won't scan properly, contact Apple Support.
   

Cards was a card creation application developed by Apple Inc. for iOS5.^[1] Cards was released to the general public on October 12, 2011. The application was discontinued on September 10, 2013.^[2][3]

Features[edit]

Creation[edit]

Cards allowed users to create cards and obtain them physically. The application offers 21 template designs across six categories, including 'Thank You,' 'Holiday,' 'Baby,' 'Birthday,' 'Love' and 'Travel,' and allows users to customize photos and text within the card.^[4] Cards uses Location integration. Users who choose a Travel design will see the name of their current location displayed on the card.^[5] The app also reads GPS data from photos, so locations can be displayed even after the photo is taken.^[6] Cards keeps track of each card a user creates in its history. One card could be sent to multiple recipients.

Shipping[edit]

When finished creating cards, users had the ability to have it created in a physical form and mailed.^[7] Users place orders using their Apple ID and password and include custom-designed postage if shipped within the United States.^[8] Each card is created from 100 percent cotton paper. Notifications appeared on the iOS device that the card was created on once the card had been shipped.^[9]

References[edit]

1. ^'iOS 5 - See new features included in iOS 5'. Apple. Archived from the original on October 6, 2011. Retrieved October 10, 2011.
2. ^Apple cancels Cards greeting card app, suggests iPhoto
3. ^Gurman, Mark (September 11, 2013). 'Apple confirms Cards app for iOS is discontinued, recommends iPhoto'. 9to5Mac. Retrieved April 13, 2017.
4. ^Apple - iPhone 4S - From the App Store - Cards
5. ^Apple iOS 5 review: Modest, but definitely worthwhile | iPhone Atlas - CNET Reviews
6. ^Send Real Greeting Cards With Apple's New Cards App - Mac Rumors
7. ^Apple's app sends shares of card makers tumbling - Yahoo! News
8. ^Apple announces Cards iOS app | Photography | Macworld
9. ^Stenovec, Timothy (October 5, 2011). 'Apple's New App: A Hallmark Killer?'. Huffington Post.

Apple Card For Mac